We help artists, creators, and entrepreneurs access real capital through credit card stacking and business lines of credit. Plus full-service music production, catalog monetization, and artist development. Keep your rights. Build your empire.
Whether you're dropping an album, launching a business, or scaling operations — we have the funding, credit solutions, and services to get you there.
Fund your album, videos, tour, and marketing without signing away your masters or publishing.
Get the capital for equipment, team, studio buildout, and scaling your content business.
Access working capital, expand operations, purchase inventory, or fund marketing campaigns.
From funding to credit repair to music production — everything you need in one place.
Access $50,000 - $250,000+ through strategic credit card stacking and business lines of credit. No collateral. No equity. 12-18 months interest-free.
We leverage relationships with major banks and a proven application sequence to maximize your approvals. You apply for multiple business credit cards and lines within a strategic window — combining limits into substantial capital.
Not sure what you qualify for? Check your funding potential
Score below 700? We fix it first. Our team disputes errors, negotiates removals, and optimizes your profile for maximum fundability.
Need a quick score boost? We add seasoned tradelines to your profile — aged accounts with perfect history that can add 20-100+ points.
No business entity? We set it up. LLC formation, EIN registration, business bank account guidance, and everything needed to start building business credit.
Build a fundable business credit profile from scratch. We guide you through Net 30 vendors, D-U-N-S setup, and the path to 80+ PAYDEX scores.
Professional recording studio with in-house production. From beats to full album production, mixing, and mastering — we're a one-stop shop for artists.
Music videos, visualizers, social content, EPKs, and everything you need to actually market your music in today's attention economy.
Our in-house studio is where music comes to life. From production to mixing to mastering — we deliver industry-quality sound.
In 2024, over $20 billion worth of music catalogs were on the market. Catalogs are selling at 15-17x annual royalties. If you have a catalog generating income, you're sitting on a valuable asset.
We help you understand what your catalog is worth using industry-standard NPS multiples and DCF analysis.
Clean documentation can increase your catalog value by 10-20%. We prepare your catalog for maximum sale price.
Our network includes buyers from Primary Wave, Hipgnosis, and independent acquisition funds actively seeking catalogs.
Not ready to sell? Get advances on future royalties from $1K to $1M+ without giving up ownership.
Labels want your masters. Investors want equity. We just want you to win. Get funded, get developed, keep everything.
$2,500
Best for: Getting started with funding
Get Started$5,000
Best for: Serious funding goals
Apply Now$10,000
Best for: Maximum funding potential
Apply NowAll packages can be funded through your approved capital — your investment pays for itself.
While we specialize in artists and creators, our funding solutions work for any business owner who qualifies. E-commerce, agencies, real estate, service businesses — if you have a 700+ credit score and a business entity, we can get you funded.
We've streamlined the process to get you capital as fast as possible.
Fill out our application. We'll review your credit profile and hop on a strategy call to discuss your goals and funding potential.
We prepare your credit profile for maximum approval. This includes optimizing utilization, addressing any issues, and strategic timing.
We guide you through our strategic application sequence — the right banks, in the right order, at the right time to maximize approvals.
Cards arrive, lines are approved, and you have access to your capital. We help you deploy it strategically — whether that's your music project or business growth.
I'm not just a funding consultant — I'm a music producer with 15+ years in the industry. I founded Momentum Studios in 2007 and spent over a decade building studios, producing artists, and running live events from NJ to NYC.
I saw too many talented artists stuck: broke, signing bad deals, or giving up entirely because they couldn't fund their dreams. The traditional music industry is designed to extract value from artists. Labels take your masters. Managers take 20%. And at the end of the day, you're left with a fraction of what you created.
In 2023, I started helping artists and entrepreneurs access real capital through credit strategies. Now, through AFC Media Solutions and the Momentum ecosystem, I'm combining everything I've learned — production, operations, funding, and systems — into one platform.
My vision: become the go-to resource for artist and creator finance. Building bridges between banks, labels, producers, and artists. Creating opportunities that didn't exist before.
Founder & CEO | Producer | Funding Specialist
When you work with Momentum, you get access to our entire network of industry connections.
Direct relationships with vice presidents at major banks who understand our clients and fast-track applications.
Connections to indie labels and major label A&Rs for artists who want distribution deals — on better terms.
Vetted directors, videographers, and editors for music videos and promotional content.
Relationships with playlist curators, blogs, and PR firms to amplify your releases.
Entertainment lawyers and business advisors who specialize in artist contracts and deal structures.
Access to a roster of producers across genres for custom production and collaborations.
"Got approved for $87,000 in funding. Used it to record my album, shoot 4 videos, and still had enough left for a 3-month marketing campaign. All at 0% interest. This changed everything for me."
"My credit was at 640 when I first reached out. They fixed my profile, added tradelines, and 90 days later I had a 720 score and $52,000 in business credit. The credit repair alone was worth it."
"I run an e-commerce business and needed capital for inventory. They got me $145,000 in credit lines in under 2 weeks. No collateral, no equity, no BS. Just straight funding."
100% legit. We don't lend money ourselves. We help you qualify for business credit cards with 0% APR introductory periods (12-18 months) from major banks like Chase, Amex, Citi, and Capital One. These are real bank products available to anyone who qualifies. What we bring is the strategy: knowing which cards to apply for, in what order, and how to maximize approvals without hurting your score. Think of us as your funding coach, not your lender.
No catch. We never take ownership, equity, royalties, or percentages of anything you create or earn. Our fee is simple: a one-time setup fee + 10% of total approved funding (only charged after you're funded). That's it. Your music, your business, your rights stay 100% yours. The only obligation is paying back the credit cards, which have 0% interest for 12-18 months.
For our main funding program, you need a 700+ credit score. If you're below 700, we offer credit repair services and tradelines to get you there first. We've helped clients go from 580 to 720+ and then get funded. It's a process, but it works.
We charge a setup fee upfront to prepare your profile and execute the funding strategy. Then we take 10% of your total approved funding as a success fee. You only pay the success fee after you're funded — we don't get paid if you don't get approved.
This is business credit — credit cards and lines of credit — not a traditional loan. You get 0% APR for 12-18 months depending on the cards. You pay minimums during that period, then either pay off or balance transfer before the promotional period ends. Many clients use their funded projects to generate revenue and pay it back.
Having an LLC opens up more funding options, but you can get started with personal credit cards that offer business-level limits. We offer LLC formation as a service if you don't have one — it's actually a smart move for any serious artist or entrepreneur for liability and tax purposes.
Anything legal. For artists: studio time, music videos, marketing, touring, equipment, team. For businesses: inventory, equipment, marketing, hiring, expansion. It's your capital — you decide how to deploy it.
Label advances are recoupable — they take your royalties until the advance is paid back, and they keep ownership of your masters. Our funding has no claims on your music, your royalties, or your rights. You pay back the credit on your own terms with 0% interest for 12-18 months. Your music stays yours.
If your credit is ready (700+), most clients are fully funded in 7-10 days. If you need credit repair or tradelines first, add 30-90 days depending on your current profile. We'll give you a realistic timeline on our first call.
We have a full recording studio and in-house production. This can be bundled with your funding package or purchased separately. Many artists use part of their approved funding to work with us on production — essentially funding their entire project through one ecosystem.
Whether you're an artist ready to fund your next project, a creator looking to scale, or a business owner who needs capital — we're here to help. Apply now for a free consultation.